Sunday, January 11, 2015

Christmas 2015

Yes, you did read that date right! So, did you overspend this year? We have always spent within our means, the early years we had no money, then we had some, then the shop went under and we didn't have any again! Such is life. When the boys were younger we would fund their presents to each other and us but we insisted on purchases from a charity (thrift) shop. We were trying to instill that it's not about how much you spent at Christmas, it was about thinking of someone and choosing something appropriate. We got through a lot of jigsaws and books over the years LOL!

So in prep for next Christmas I can recommend this system. Get 52 envelopes and mark them 1-52 for the number of weeks in the year.

Now you can either work up the numbers, put £1 in week 1, £2 in week 2 etc OR you can go backwards and start with week 52 OR you can just pull out an envelope each week depending how flush you are :)
We have the 9 kids we give £75 each and then another £15 each roughly on their stockings - £90 x 9 = £820 ..... we will still have around £500 left for everything else - RESULT!

Oh, and you really don't need to do this, but, well, you know, crafters can't resist :)

4 comments:

  1. That's a great idea. We didn't really overspend. There are 3 kids who get $100 each. When they were still freezing out their father, that's all they got. Now that the relationship is on more solid ground, I increased to add a $50 gift card in addition to the money. But of course they have significant others so I guess we did go over budget b/c we have to give them a small gift too. I tried to stick to $25 for the SOs. It just felt wrong to me to have my youngest stepson and his g/f over and not give her something to open too. My stepdaughter has yet to see us for the holidays, having postponed and canceled numerous times so I just may use the $25 amazon gift card I got her b/f on myself and deliver her gifts to her at work.

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    1. Hi JoJo, we have never overspent at Christmas, I must admit one of my pet hates is people that run up hundreds, if not thousands, on their credit cards just so they can buy expensive presents. I like your thinking where the gift card is concerned ;) xx

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  2. You are a master at organization. I might have tried this with my kids. I was always making some kind of chart. But what I like most about this is that it teaches kids how to save.

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    1. Hi Sharon, thank you :) and that's actually a really good point about children, they reckon kids have no idea how to budget and save nowadays. And it's such an important skill x

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Love to hear from you. Please leave your thoughts below. Suzanne xx